How it works
Seven steps, all in the app
- 01
Register
Once the official app launches, register with your mobile number and confirm with an OTP.
- 02
Personal and income details
Provide occupation, monthly income and existing debts for the affordability assessment.
- 03
Identity verification (KYC)
Capture your ID card and a live selfie with the in-app camera. Your gallery is never opened.
- 04
Receive a decision
You are notified in-app. If approved, the offered amount and term are shown; if declined, a brief reason is given.
- 05
Read the Key Facts and agreement
Check principal, interest, instalment, total and schedule. You may cancel before signing.
- 06
Sign and receive funds
Sign electronically. Funds are paid to a bank account in your own name with no deductions.
- 07
Monthly repayment
Pay by PromptPay QR or bank transfer. You get a reminder 3 days before each due date.