FAQ
Frequently asked questions
How much can I borrow, and for how long?
THB 300–50,000 over 91–365 days. Your actual limit depends on the affordability assessment.
What is the interest rate?
10%–14% p.a., declining balance. Your actual rate is shown in the Key Facts before you sign.
What fees are there?
None. No application, processing, transfer, collection or early-closure fees.
What is the shortest repayment period?
91 days (more than 60 days). We offer no loans requiring full repayment within 60 days.
Can I repay early?
Yes, at any time. You pay outstanding principal and interest to that day only — no penalty.
What if I pay late?
Overdue principal accrues interest at the contract rate. No penalty, no compounding. Contact us to reschedule.
Does the app access my contacts or photos?
No. The app never requests contacts, photos, location, SMS or call logs.
Is the company regulated by the Bank of Thailand?
No. The company is not regulated by the Bank of Thailand or the Fiscal Policy Office.