Representative example
Borrow THB 10,000 over 12 months, repay THB 10,774.45 in total
Calculated at the product’s maximum rate, to show the highest possible cost.
- Principal
- THB 10,000.00
- Term
- 12 months
- Interest rate
- 14% p.a. (declining balance)
- Fees
- THB 0.00
- Monthly instalment
- THB 897.87
- Total interest
- THB 774.45
- Total repayable
- THB 10,774.45
Repayment schedule
Interest is calculated on the outstanding principal each period. The final instalment may differ slightly due to rounding.
| No. | Opening principal | Interest | Principal paid | Instalment | Closing principal |
|---|---|---|---|---|---|
| 1 | 10,000.00 | 116.67 | 781.20 | 897.87 | 9,218.80 |
| 2 | 9,218.80 | 107.55 | 790.32 | 897.87 | 8,428.48 |
| 3 | 8,428.48 | 98.33 | 799.54 | 897.87 | 7,628.94 |
| 4 | 7,628.94 | 89.00 | 808.87 | 897.87 | 6,820.07 |
| 5 | 6,820.07 | 79.57 | 818.30 | 897.87 | 6,001.77 |
| 6 | 6,001.77 | 70.02 | 827.85 | 897.87 | 5,173.92 |
| 7 | 5,173.92 | 60.36 | 837.51 | 897.87 | 4,336.41 |
| 8 | 4,336.41 | 50.59 | 847.28 | 897.87 | 3,489.13 |
| 9 | 3,489.13 | 40.71 | 857.16 | 897.87 | 2,631.96 |
| 10 | 2,631.96 | 30.71 | 867.16 | 897.87 | 1,764.80 |
| 11 | 1,764.80 | 20.59 | 877.28 | 897.87 | 887.52 |
| 12 | 887.52 | 10.35 | 887.52 | 897.87 | 0.00 |
Try your own numbers
30050,000
Calculated at the maximum 14% p.a. declining-balance rate with THB 0 fees. Figures are estimates; actual terms are set in the Key Facts Statement in the app. Approval depends on an affordability assessment.
Estimated monthly instalment
897.87THB
- Total repayable
- 10,774.45
- Total interest
- 774.45
- Fees
- 0.00
- Amount received
- 10,000.00
| No. | Opening principal | Interest | Principal paid | Instalment | Closing principal |
|---|---|---|---|---|---|
| 1 | 10,000.00 | 116.67 | 781.20 | 897.87 | 9,218.80 |
| 2 | 9,218.80 | 107.55 | 790.32 | 897.87 | 8,428.48 |
| 3 | 8,428.48 | 98.33 | 799.54 | 897.87 | 7,628.94 |
| 4 | 7,628.94 | 89.00 | 808.87 | 897.87 | 6,820.07 |
| 5 | 6,820.07 | 79.57 | 818.30 | 897.87 | 6,001.77 |
| 6 | 6,001.77 | 70.02 | 827.85 | 897.87 | 5,173.92 |
| 7 | 5,173.92 | 60.36 | 837.51 | 897.87 | 4,336.41 |
| 8 | 4,336.41 | 50.59 | 847.28 | 897.87 | 3,489.13 |
| 9 | 3,489.13 | 40.71 | 857.16 | 897.87 | 2,631.96 |
| 10 | 2,631.96 | 30.71 | 867.16 | 897.87 | 1,764.80 |
| 11 | 1,764.80 | 20.59 | 877.28 | 897.87 | 887.52 |
| 12 | 887.52 | 10.35 | 887.52 | 897.87 | 0.00 |