Prospera Credit
Credit that shows every number before you decide
Short-term personal credit through our official app (launching soon). THB 300–50,000 over 91–365 days, declining-balance interest of 10%–14% p.a., and no fees of any kind.

- Amount
- THB 300 – 50,000
- Term
- 91 – 365 days
- Interest rate
- 10% – 14% p.a.
- Fees
- THB 0
Estimate your instalment
Choose an amount and term.
Calculated at the maximum 14% p.a. declining-balance rate with THB 0 fees. Figures are estimates; actual terms are set in the Key Facts Statement in the app. Approval depends on an affordability assessment.
Estimated monthly instalment
897.87THB
- Total repayable
- 10,774.45
- Total interest
- 774.45
- Fees
- 0.00
- Amount received
- 10,000.00
Loan disclosures
Personal loan disclosure
Thailand only
- Loan service provider / developerผู้ให้บริการสินเชื่อ / ผู้พัฒนาแอป
- Prospera Nexus Company Limitedบริษัท พรอสเพอร่า เน็กซัส จำกัด · Reg. no. 0105569181481
- Regulatory statusสถานะการกำกับ
- This is a non-regulated loan provider under the BoT/FPO.ผู้ให้บริการสินเชื่อนี้ไม่อยู่ภายใต้การกำกับของธนาคารแห่งประเทศไทย / สำนักงานเศรษฐกิจการคลัง
- Maximum interestอัตราดอกเบี้ยสูงสุด
- 10% – 14% p.a. effective declining balance
- All feesค่าธรรมเนียมทั้งหมด
- None (THB 0)
- Repayment periodระยะเวลาชำระคืน
- Minimum 91 days; maximum 365 days
- Representative exampleตัวอย่างค่าใช้จ่าย
- Principal THB 10,000, 12 months, 14% p.a. declining, fees 0Monthly ≈ THB 897.87 · Total repayable ≈ THB 10,774.45 · Total interest ≈ THB 774.45
- Privacy policyนโยบายความเป็นส่วนตัว
- https://www.prosperanexus.com/privacy
Interest, penalties, service charges and fees combined never exceed 14% p.a. · Full principal disbursed, no advance deduction · No compound interest
How it works
- 01
Register
Once the official app launches, register with your mobile number.
- 02
Verify identity
Capture your ID card and a live selfie using the in-app camera.
- 03
Read the Key Facts
Review amount, instalment, interest and total before you sign.
- 04
Receive and repay
Funds go to your own bank account. Repay by PromptPay or transfer.
Device permissions
We never access your contacts, photos or location, and we never contact other people to collect a debt.
Permission the app uses
CAMERA
Live face capture and ID photo inside the app, for identity verification only. The gallery is never opened.
Permissions the app never requests
- Contacts / phone bookREAD_CONTACTS
- Photo and video galleryREAD_MEDIA_IMAGES
- Precise locationACCESS_FINE_LOCATION
- SIM phone numberREAD_PHONE_NUMBERS
- List of installed appsQUERY_ALL_PACKAGES
- External storageREAD/WRITE_EXTERNAL_STORAGE
Prospera Nexus Company Limited
Registration no. 0105569181481